RateShop.ca | Mortgage Learning Centre

Get the lowest mortgage rates in Canada from RateShop.ca

Refinancing Without Penalties: What to Know in Late 2025

Refinancing Without Penalties: What to Know in Late 2025By: Joe Marker Published on: 13/10/2025

Learn how to refinance your mortgage in late 2025 without penalty fees. Discover lender options, timing tips, and ways to save money on your renewal.

Mortgage Rates
Refinancing Without Penalties: What to Know in Late 2025

September 2025 the Right Time to Refinance Your Mortgage

September 2025 the Right Time to Refinance Your MortgageBy: Joe Marker Published on: 11/09/2025

Thinking about refinancing? Learn why September 2025 could be the ideal time to refinance your mortgage and lock in a better rate before market shifts.

Mortgage Rates
September 2025 the Right Time to Refinance Your Mortgage

5 Year - Fixed Term from

3.89%

*Advertised rates may not be offered by this lender. Mortgage lender offers are aggregated by RateShop & its Brokerage Network subject to change without notice. Speak with our mortgage broker about APR and qualification requirements.